Stress is an unpleasant reality for most of us. Whenever things start to feel out of control the stress will dial up. The more that you try to ignore it the worse it gets. So, my first tip  – don’t stick your head in the sand because it will not go away. Learning ways to cope with your stress and how to get yourself together to lower your stress levels is one of the most valuable things that you can do in life. For me, over commitment and finances were two of my major stress buttons.  Yep, agreeing to things I either didn’t want to do or knew I couldn’t but didn’t want to disappoint would lead to many sleepless nights. Then there were those, it-was-in-sale-I-had-to-have-it (and I basically saved money it was so discounted!) moments when I KNEW I couldn’t really afford my purchase. The problem was I really deserved it. Plus, because it was on sale it would go soon. Then I would have non-purchase regret. Can you see the problem? Anyway, regardless …